Lagos Rent Infrastructure · RNPL

Move in today.
Pay over time.

Afta connects Lagos renters and landlords on a platform built for how Nigerians actually live — rent now, pay in flexible instalments. No lump-sum stress. No family loans.

3,000+
Active Users
₦200M+
Facilitated
Lagos
Based & Built
Lagos aerial view Lagos apartment
12 months to pay your rent.
Move in this week.

Backed & Supported By

Paystack Paystack
Flutterwave Flutterwave
CredPal · YC W19
Lendsqr
Fincra
LASRERA

Three steps to your next home.

We handle verification, compliance, and landlord payment — you just pick your apartment.

01
🔍

Browse & Apply

Search Shield-verified listings. Filter by area, budget, and room type. Apply in minutes — no agent runs.

02

Get Approved

Afta assesses your profile, vets the property, and handles all documentation and compliance requirements.

03
🏠

Move In, Pay Monthly

Landlord receives full payment upfront. You repay Afta over 6–12 months. No lump-sum. Just your new home.

🛡️
Verified Listings
⚖️
Legal Protection
🔒
Secure Payments
📋
Compliant Contracts

Your rights as a tenant
are non-negotiable.

Lagos renting is historically tilted towards landlords. Afta Shield exists to rebalance that — with verified listings, enforceable digital contracts, and a tenant advocacy layer that protects you from move-in to move-out.

🏷️

No Hidden Charges

Every fee disclosed upfront. Agent commissions, caution deposits, service charges — itemised before you sign.

📜

Legally Binding Digital Contracts

Afta-issued tenancy agreements are enforceable under Nigerian tenancy law. No more handshake deals or one-sided documents.

🚨

Dispute Resolution Support

If a landlord violates your agreement, Afta steps in. We mediate, document, and escalate on your behalf.

🔍

Physical Property Verification

Every listing is verified by an Afta agent before going live. No scams, no ghost properties, no bait-and-switch.

Know your numbers
before you commit.

Enter your annual rent and see your exact monthly payment — including interest, total cost, and a full repayment breakdown.

Standard3.5% / month
Flex2.8% / month
Premium2.2% / month

Flex & Premium plans require employment or income verification. Rates are indicative — your actual rate is confirmed after profile assessment.

Your RNPL Breakdown

Monthly Payment

₦0
for 9 months
Principal
Interest
Rent Amount₦0
Total Interest₦0
Caution Deposit₦0
Total You Pay₦0
Effective Annual Rate0%

✱ Rates are illustrative. Actual rate confirmed after profile review. No prepayment penalties.

Apply With This Plan →

Rooted in Lagos.
Expanding fast.

Active listings across Lagos Island, Mainland, and the Lekki corridor. New areas going live monthly.

Lekki Phase 1Victoria Island IkoyiYaba SurulereIkeja GRA MarylandAjah GbagadaOniru

Live in Lagos

Coverage across Island & Mainland. New areas added monthly.

Real people. Real moves.

★★★★★

"I moved into my Lekki flat within a week. Afta sorted everything — landlord got paid, I pay monthly. No family drama over a lump sum."

AO
Adaeze Okonkwo
Product Designer · Lekki Phase 1
★★★★★

"As a landlord I get my full year upfront — instantly. Afta handles tenant screening. I haven't worried about rent collection since I listed."

BF
Babatunde F.
Property Owner · Surulere, 4 units
★★★★★

"Applied Thursday, moved Saturday. The Afta Shield gave me confidence — the property was real and the contract was solid before I paid a kobo."

CI
Chisom Ibe
Software Engineer · Yaba

Tell us what you need.

Whether you're looking for a home or listing one — start here. We'll be in touch within 24 hours.

Application Received

Our team will contact you within 24 hours with verified listings matched to your profile.

Listing Received

We'll verify your property and be in touch within 48 hours.